:root{
  --navy:#0b1830;
  --navy-2:#102544;
  --blue:#0758b9;
  --blue-2:#0c6bd8;
  --gold:#b89452;
  --ink:#182334;
  --muted:#667085;
  --line:#dfe5ec;
  --surface:#f5f7fa;
  --white:#fff;
  --shadow:0 18px 50px rgba(11,24,48,.10);
  --radius:18px;
  --container:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--white);line-height:1.65}
img{max-width:100%;display:block}
a{color:inherit}
button,input,select,textarea{font:inherit}
button,a{transition:.2s ease}
.container{width:min(var(--container),calc(100% - 40px));margin-inline:auto}
.skip-link{position:absolute;left:-9999px;top:10px;z-index:9999;background:#fff;padding:10px 14px;border-radius:8px}
.skip-link:focus{left:10px}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(223,229,236,.9)}
.header-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand img{width:265px;height:auto}
.nav-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:10px;cursor:pointer}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0}
.site-nav{display:flex;align-items:center;gap:4px}
.site-nav a{padding:10px 12px;text-decoration:none;font-size:.92rem;font-weight:650;color:#344054;border-radius:9px}
.site-nav a:hover,.site-nav a[aria-current="page"]{color:var(--blue);background:#f2f6fb}
.site-nav .nav-cta{background:var(--navy);color:#fff;padding:12px 17px}
.site-nav .nav-cta:hover{background:var(--blue);color:#fff}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#07162d 0%,#102c50 58%,#0a4f9f 100%);color:#fff;padding:92px 0 80px}
.hero::after{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 20%,rgba(255,255,255,.12),transparent 32%),linear-gradient(90deg,transparent 48%,rgba(255,255,255,.03) 48%,transparent 49%);pointer-events:none}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:60px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;text-transform:uppercase;letter-spacing:.13em;font-size:.75rem;font-weight:800;color:var(--gold);margin-bottom:18px}
.eyebrow::before{content:"";width:28px;height:1px;background:currentColor}
.hero h1{font-size:clamp(2.4rem,5vw,4.8rem);line-height:1.02;letter-spacing:-.04em;margin:0 0 22px;max-width:760px}
.hero p{font-size:1.08rem;color:#dbe7f5;max-width:690px;margin:0 0 30px}
.actions{display:flex;flex-wrap:wrap;gap:12px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:1px solid transparent;border-radius:10px;padding:13px 19px;text-decoration:none;font-weight:750;cursor:pointer;min-height:48px}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-2);transform:translateY(-1px)}
.btn-secondary{background:#fff;color:var(--navy);border-color:#d8e0e9}
.btn-secondary:hover{border-color:#b7c4d3;transform:translateY(-1px)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.28)}
.btn-ghost:hover{background:rgba(255,255,255,.08)}
.hero-visual{min-height:390px;position:relative}
.architecture{position:absolute;inset:10px 0 0 10px;border:1px solid rgba(255,255,255,.18);border-radius:28px;background:linear-gradient(145deg,rgba(255,255,255,.08),rgba(255,255,255,.015));overflow:hidden;box-shadow:0 25px 70px rgba(0,0,0,.22)}
.architecture::before{content:"";position:absolute;left:8%;right:8%;bottom:0;height:72%;background:linear-gradient(90deg,rgba(255,255,255,.12) 0 10%,transparent 10% 14%,rgba(255,255,255,.08) 14% 24%,transparent 24% 29%,rgba(255,255,255,.11) 29% 43%,transparent 43% 48%,rgba(255,255,255,.07) 48% 60%,transparent 60% 65%,rgba(255,255,255,.1) 65% 78%,transparent 78% 83%,rgba(255,255,255,.08) 83% 100%);clip-path:polygon(0 38%,16% 18%,30% 30%,45% 0,59% 23%,74% 10%,88% 27%,100% 7%,100% 100%,0 100%)}
.architecture::after{content:"PRIVATE CAPITAL";position:absolute;top:28px;left:30px;font-size:.72rem;letter-spacing:.2em;color:rgba(255,255,255,.68);font-weight:800}
.stat-strip{background:#fff;border-bottom:1px solid var(--line)}
.stats{display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:22px 18px;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat strong{display:block;font-size:1.15rem;color:var(--navy)}
.stat span{font-size:.84rem;color:var(--muted)}
.section{padding:86px 0}
.section.alt{background:var(--surface)}
.section-head{max-width:760px;margin-bottom:42px}
.section-head.center{margin-inline:auto;text-align:center}
.section-kicker{text-transform:uppercase;letter-spacing:.14em;font-size:.75rem;font-weight:850;color:var(--blue);margin-bottom:10px}
.section h2{font-size:clamp(2rem,3.8vw,3rem);line-height:1.12;letter-spacing:-.03em;color:var(--navy);margin:0 0 14px}
.section-head p{margin:0;color:var(--muted);font-size:1.03rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.prose p{color:#536174}
.prose p:first-child{font-size:1.06rem;color:#344054}
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 6px 22px rgba(11,24,48,.04)}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.card h3{margin:14px 0 9px;color:var(--navy);font-size:1.15rem}
.card p{margin:0;color:var(--muted);font-size:.94rem}
.card .btn{margin-top:20px}
.icon{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:#edf4fb;color:var(--blue)}
.icon svg{width:23px;height:23px}
.benefits li,.checklist li{margin:9px 0;color:#536174}
.benefits{padding-left:18px}
.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.feature{padding:25px;border:1px solid var(--line);border-radius:16px;background:#fff}
.feature strong{display:block;color:var(--navy);font-size:1.05rem;margin-bottom:8px}
.feature p{margin:0;color:var(--muted);font-size:.92rem}
.audience-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.audience{padding:18px;border:1px solid var(--line);border-radius:14px;background:#fff;font-weight:700;color:var(--navy)}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{position:relative;padding:25px;border-top:3px solid var(--blue);background:#fff;border-radius:0 0 16px 16px;box-shadow:0 7px 20px rgba(11,24,48,.05)}
.step-num{font-size:.78rem;font-weight:900;color:var(--blue);letter-spacing:.08em}
.step h3{font-size:1rem;color:var(--navy);margin:10px 0 8px}
.step p{margin:0;color:var(--muted);font-size:.9rem}
.cta-band{background:var(--navy);color:#fff;padding:52px 0}
.cta-band .inner{display:flex;align-items:center;justify-content:space-between;gap:30px}
.cta-band h2{color:#fff;margin:0 0 8px}
.cta-band p{color:#c8d4e3;margin:0}
.page-hero{background:linear-gradient(135deg,#08172e,#123158);color:#fff;padding:66px 0}
.page-hero h1{font-size:clamp(2.1rem,4.5vw,3.7rem);margin:0 0 12px;letter-spacing:-.035em}
.page-hero p{max-width:760px;margin:0;color:#d7e3f0}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:16px}
.terms-table{width:100%;border-collapse:collapse;min-width:720px;background:#fff}
.terms-table th,.terms-table td{text-align:left;padding:17px 18px;border-bottom:1px solid var(--line);vertical-align:top}
.terms-table th{width:34%;background:#f7f9fb;color:var(--navy);font-weight:800}
.terms-table td{color:#536174}
.notice{padding:18px 20px;border-left:4px solid var(--gold);background:#fbfaf6;color:#5f563f;border-radius:0 10px 10px 0;margin-top:20px}
.form-shell{display:grid;grid-template-columns:1.35fr .65fr;gap:30px;align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:0 8px 30px rgba(11,24,48,.05)}
.form-card h2{font-size:1.35rem;color:var(--navy);margin:0 0 22px}
.form-section{border-top:1px solid var(--line);padding-top:24px;margin-top:24px}
.form-section:first-of-type{border-top:0;padding-top:0;margin-top:0}
.form-section h3{margin:0 0 16px;color:var(--navy);font-size:1.03rem}
.field-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}
.field.full{grid-column:1/-1}
label{display:block;font-size:.86rem;font-weight:750;color:#344054;margin-bottom:6px}
input,select,textarea{width:100%;border:1px solid #cfd7e2;border-radius:9px;padding:12px 13px;background:#fff;color:var(--ink);outline:none}
textarea{min-height:125px;resize:vertical}
input:focus,select:focus,textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(7,88,185,.12)}
fieldset{border:0;padding:0;margin:0}
.radio-row{display:flex;flex-wrap:wrap;gap:16px}
.radio-row label{display:flex;align-items:center;gap:7px;font-weight:600;margin:0}
.radio-row input{width:auto}
.helper{font-size:.8rem;color:var(--muted);margin-top:5px}
.required::after{content:" *";color:#b42318}
.form-actions{margin-top:24px;display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.form-status{display:none;margin-top:18px;padding:14px 16px;border-radius:10px;font-size:.9rem}
.form-status.show{display:block}
.form-status.info{background:#eef5fd;color:#194b7d;border:1px solid #cfe2f8}
.form-status.error{background:#fff1f0;color:#9b1c1c;border:1px solid #f3c6c3}
.form-status.success{background:#eff9f1;color:#246b2c;border:1px solid #c8e8cc}
.side-card{background:var(--navy);color:#fff;border-radius:18px;padding:27px;position:sticky;top:110px}
.side-card h3{margin-top:0}
.side-card p,.side-card li{color:#c9d6e5}
.side-card ul{padding-left:18px}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.contact-card{border:1px solid var(--line);border-radius:16px;padding:22px;background:#fff}
.contact-card h3{margin:0 0 8px;color:var(--navy)}
.contact-card p{margin:4px 0;color:var(--muted)}
.contact-card a{color:var(--blue);text-decoration:none}
.calc{border:1px solid var(--line);border-radius:18px;background:#fff;padding:28px}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.calc-results{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:20px}
.result{padding:18px;border-radius:12px;background:#f5f8fc;border:1px solid #e2e8f0}
.result span{display:block;color:var(--muted);font-size:.8rem}
.result strong{display:block;margin-top:6px;color:var(--navy);font-size:1.15rem}
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line);padding:17px 0}
.faq summary{cursor:pointer;font-weight:750;color:var(--navy)}
.faq p{color:var(--muted);max-width:850px;margin:12px 0 0}
.footer{background:#071226;color:#c9d5e4;padding:55px 0 22px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
.footer img{width:235px;background:#fff;padding:8px;border-radius:8px}
.footer h3{font-size:.88rem;color:#fff;text-transform:uppercase;letter-spacing:.08em}
.footer a{display:block;color:#c9d5e4;text-decoration:none;margin:8px 0;font-size:.9rem}
.footer a:hover{color:#fff}
.footer p{font-size:.9rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:18px;font-size:.78rem;color:#91a2b6}
.legal{font-size:.82rem;color:#9eacbd}
.empty-state{padding:35px;border:1px dashed #cbd5e1;border-radius:15px;background:#fafcff}
.text-link{color:var(--blue);font-weight:750;text-decoration:none}
.text-link:hover{text-decoration:underline}
.mt-0{margin-top:0}.mb-0{margin-bottom:0}.mb-2{margin-bottom:12px}.mb-3{margin-bottom:20px}
@media(max-width:1050px){
  .site-nav a{padding:9px 8px;font-size:.86rem}
  .brand img{width:225px}
  .hero-grid{gap:35px}
  .audience-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:820px){
  .header-inner{min-height:72px}
  .nav-toggle{display:block}
  .site-nav{display:none;position:absolute;left:20px;right:20px;top:72px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:10px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}
  .site-nav.open{display:flex}
  .site-nav a{padding:12px}
  .hero{padding:65px 0}
  .hero-grid,.split,.form-shell{grid-template-columns:1fr}
  .hero-visual{min-height:300px}
  .stats{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2){border-right:0}
  .stat:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .card-grid,.feature-grid{grid-template-columns:repeat(2,1fr)}
  .process{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:repeat(2,1fr)}
  .side-card{position:static}
}
@media(max-width:560px){
  .container{width:min(var(--container),calc(100% - 28px))}
  .brand img{width:185px}
  .hero h1{font-size:2.55rem}
  .hero-visual{min-height:245px}
  .architecture{inset:0}
  .stats,.card-grid,.feature-grid,.process,.audience-grid,.contact-grid,.field-grid,.calc-grid,.calc-results,.footer-grid{grid-template-columns:1fr}
  .stat{border-right:0;border-bottom:1px solid var(--line)}
  .stat:last-child{border-bottom:0}
  .section{padding:62px 0}
  .cta-band .inner{flex-direction:column;align-items:flex-start}
  .actions,.form-actions{width:100%}
  .actions .btn,.form-actions .btn{width:100%}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{transition:none!important}
}